Ebanking in India

The adoption of e- savings banking in developing countries: A theoretical forge for SMEs Al Nahian Riyadh, Md. Shahriar Akter , Nayeema Islam electronic banking offers numerous benefits to SMEs. SMEs mountain check rate balances, transfer money, pay bills, collect receivables and ultimately reduce performance costs and establish greater control over bank accounts. Despite the benefits of e-banking to SMEs, there has been half-size research done on the factors affecting its adoption. Thus, this paper aims to investigate the factors that affect SMEs adoption of e-banking in Bangladesh. The study has come up with an integrated model including seven variables (Organizational capabilities, Perceived benefits, Perceived credibility, Perceived regulatory support, ICT industries readiness, Lack of financial institutions readiness and Institutional Influence) which influence the adoption of e-banking by SMEs in developing countries. Field of Research: Bangladesh, Developing Countries, Electronic Banking, Electronic Commerce, Electronic Finance, Information Systems (IS), Information and Communication Technologies (ICTs), Small and mass medium Scale Enterprises (SMEs). 1. Introduction Electronic banking (e-banking) reduces the transaction costs of banking for both SMEs and banks.

SMEs occupy not visit banks for banking transactions, providing round the clock services (Karjaluoto et al., 2002; Cheng et al., 2006). SMEs can apply for loans and do other banking services online (Smith and Rupp, 2003). Despite these benefits, little research has been conducted on factors affecting e-banking adoption by SMEs in developing countries. E-banking has been discussed from a retail point of view (B2C) (Wan and Chow, 2005; Celik, 2008), and financial services to SMEs have so far authorized limited attention. (Gehling et al., 2007). Nonetheless, online financial services represent a vituperative issue for the survival of SMEs (Wright and Ralston, 2002). Al Nahian Riyadh, Department of Finance and... If you desire to get a full essay, order it on our website: Ordercustompaper.com

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